Allstate Life + LTC Premium
Compared To 
WA State Employee LTC Payroll Tax
    
						
						12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
					
					
				|  
									 
											Allstate Life + LTC Plan Monthly Rates
										 
									 | 
								
									 
											Monthly State Payroll Tax
										 
									 | 
							|||||||
|---|---|---|---|---|---|---|---|---|
| 
									 
											Benefit Features
											
										 
									 | 
								
								
									 
											A
											
										 
									 | 
								
								
									 
											B
											
										 
									 | 
								
								
									 
											C
											
										 
									 | 
								
								
									 
											D
											
										 
									 | 
								
								
									 
											E
											
										 
									 | 
								
								
									 | 
								
								
								
								
								
									 | 
								
							|
| 
									 
											Life Insurance Benefit
											
										 
									 | 
								
								
									
								
									 
											$25,000
											
										 
									 | 
								
								
									
								
									 
											$50,000
											
										 
									 | 
								
								
									
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
									 
											$150,000
											
										 
									 | 
								
								
								
									 | 
								
								
								
								
								
								
								
									 | 
								
								
							|
| 
									 
											LTC Maximum Benefit
											
										 
									 | 
								
								
									
								
									 
											$25,000
											
										 
									 | 
								
								
									
								
									 
											$50,000
											
										 
									 | 
								
								
									
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
									 
											$200,000
											
										 
									 | 
								
								
								
								
									 
											$300,000
											
										 
									 | 
								
								
								
									 | 
								
								
								
								
								
								
								
									 
											$36,500*
											
										 
									 | 
								
								
							|
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
								
								 
								
								
								
								
								
								
								
								
								
								
								 
								
									 
												$ 0.00
											 
										 | 
								
								
								
								 
								
									 
												$ 0.00
											 
										 | 
								
								
								
								
								
								
								
									 | 
								
								
									 | 
								
								
								
								
								
									 | 
								
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
								
								
									 
												$ 0.00
											 
										 | 
								
								
								
									 
												$ 0.00
											 
										 | 
								
								
									 | 
								
								
									 | 
								
								
								
									 | 
								
								
								
							
| 
									 | 
								
								
								
								
								
								
								
									 | 
								
							
|---|---|
| 
									 | 
								
								
								
								
								
								
									 | 
								
								
							
| 
									 
											Benefit Features
											
										 
									 | 
								
								
								
								
									 
											A
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
|---|---|
| 
									 
											Life Insurance Benefit
											
										 
									 | 
								
								
								
								
									 
											$25,000
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
| 
									 
											LTC Maximum Benefit
											
										 
									 | 
								
								
								
								
									 
											$25,000
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
												
												$17.28 
												$17.28 
												
												$17.70 
												$22.61 
												
												$18.14 
												$23.20 
												
												$18.66 
												$24.89 
												
												$19.14 
												$25.53 
												
												$19.63 
												$26.21 
												
												$20.16 
												$26.98 
												
												$20.70 
												$27.71 
												
												$22.70 
												$29.08 
												
												$23.30 
												$29.95 
												
												$24.00 
												$30.87 
												
												$24.66 
												$31.76 
												
												$25.36 
												$32.77 
												
												$26.39 
												$34.82 
												
												$27.21 
												$35.93 
												
												$28.01 
												$37.08 
												
												$28.90 
												$38.27 
												
												$29.84 
												$39.53 
												
												$33.35 
												$42.03 
												
												$34.33 
												$43.47 
												
												$35.35 
												$44.92 
												
												$36.43 
												$46.44 
												
												$37.53 
												$48.07 
												
												$39.57 
												$52.25 
												
												$40.91 
												$54.03 
												
												$42.23 
												$55.95 
												
												$43.61 
												$57.97 
												
												$45.07 
												$60.08 
												
												$51.13 
												$66.80 
												
												$52.79 
												$69.24 
												
												$54.60 
												$71.87 
												
												$56.51 
												$74.63 
												
												$58.45 
												$77.55 
												
												$63.99 
												$91.19 
												
												$66.20 
												$94.27 
												
												$68.52 
												$97.52 
												
												$70.91 
												$101.03 
												
												$73.48 
												$104.66 
												
												$84.06 
												$118.19 
												
												$87.50 
												$122.94 
												
												$91.06 
												$128.01 
												
												$94.90 
												$133.26 
												
												$98.94 
												$138.84 
												
												$114.16 
												$162.90 
												
												$118.61 
												$169.78 
												
												$123.38 
												$176.91 
												
												$128.44 
												$184.41 
												
												$133.80 
												$192.19 
												
												$157.78 
												$229.76 
												
												$164.63 
												$238.30 
												
												$174.14 
												$247.33 
												
												$188.49 
												$256.77 
												
												$203.35 
												$266.71 
												
											 
										 | 
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium Without Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium With Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Benefit Features
											
										 
									 | 
								
								
								
								
								
								
									 
											B
											
										 
									 | 
								
								
								
								
								
								
								
								
							
|---|---|
| 
									 
											Life Insurance Benefit
											
										 
									 | 
								
								
								
								
								
								
									 
											$50,000
											
										 
									 | 
								
								
								
								
								
								
								
								
							
| 
									 
											LTC Maximum Benefit
											
										 
									 | 
								
								
								
								
								
								
									 
											$50,000
											
										 
									 | 
								
								
								
								
								
								
								
								
							
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
												
												$32.43 
												$32.43 
												
												$33.28 
												$43.10 
												
												$34.16 
												$44.30 
												
												$35.20 
												$47.66 
												
												$36.15 
												$48.96 
												
												$37.15 
												$50.30 
												
												$38.19 
												$51.83 
												
												$39.28 
												$53.30 
												
												$43.30 
												$56.03 
												
												$44.50 
												$57.79 
												
												$45.88 
												$59.61 
												
												$47.20 
												$61.41 
												
												$48.59 
												$63.43 
												
												$50.65 
												$67.53 
												
												$52.30 
												$69.73 
												
												$53.90 
												$72.04 
												
												$55.70 
												$74.43 
												
												$57.54 
												$76.95 
												
												$64.57 
												$81.94 
												
												$66.54 
												$84.83 
												
												$68.60 
												$87.73 
												
												$70.72 
												$90.75 
												
												$72.95 
												$94.03 
												
												$77.04 
												$102.39 
												
												$79.70 
												$105.95 
												
												$82.34 
												$109.79 
												
												$85.11 
												$113.82 
												
												$88.02 
												$118.05 
												
												$100.14 
												$131.48 
												
												$103.48 
												$136.37 
												
												$107.11 
												$141.63 
												
												$110.91 
												$147.17 
												
												$114.79 
												$152.98 
												
												$125.88 
												$180.27 
												
												$130.30 
												$186.43 
												
												$134.94 
												$192.95 
												
												$139.70 
												$199.96 
												
												$144.85 
												$207.23 
												
												$166.01 
												$234.29 
												
												$172.90 
												$243.80 
												
												$180.03 
												$253.92 
												
												$187.68 
												$264.42 
												
												$195.77 
												$275.60 
												
												$226.23 
												$323.72 
												
												$235.12 
												$337.49 
												
												$244.67 
												$351.73 
												
												$254.77 
												$366.76 
												
												$265.51 
												$382.31 
												
												$313.48 
												$457.43 
												
												$327.16 
												$474.53 
												
												$346.19 
												$492.60 
												
												$374.89 
												$511.47 
												
												$404.63 
												$531.35 
												
											 
										 | 
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium Without Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium With Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Benefit Features
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											C
											
										 
									 | 
								
								
								
								
								
								
							
|---|---|
| 
									 
											Life Insurance Benefit
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
								
								
							
| 
									 
											LTC Maximum Benefit
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
								
								
							
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
												
												$62.72 
												$62.72 
												
												$64.43 
												$84.07 
												
												$66.19 
												$86.46 
												
												$68.27 
												$93.19 
												
												$70.17 
												$95.78 
												
												$72.17 
												$98.48 
												
												$74.26 
												$101.54 
												
												$76.43 
												$104.48 
												
												$84.46 
												$109.94 
												
												$86.86 
												$113.44 
												
												$89.64 
												$117.11 
												
												$92.28 
												$120.70 
												
												$95.07 
												$124.73 
												
												$99.17 
												$132.94 
												
												$102.48 
												$137.34 
												
												$105.68 
												$141.94 
												
												$109.26 
												$146.75 
												
												$112.97 
												$151.78 
												
												$127.02 
												$161.76 
												
												$130.97 
												$167.55 
												
												$135.07 
												$173.35 
												
												$139.33 
												$179.40 
												
												$143.78 
												$185.95 
												
												$151.95 
												$202.66 
												
												$157.28 
												$209.78 
												
												$162.57 
												$217.48 
												
												$168.11 
												$225.52 
												
												$173.92 
												$233.99 
												
												$198.17 
												$260.85 
												
												$204.84 
												$270.62 
												
												$212.09 
												$281.15 
												
												$219.71 
												$292.22 
												
												$227.47 
												$303.86 
												
												$249.64 
												$358.43 
												
												$258.48 
												$370.77 
												
												$267.77 
												$383.79 
												
												$277.29 
												$397.81 
												
												$287.59 
												$412.36 
												
												$329.91 
												$466.47 
												
												$343.69 
												$485.50 
												
												$357.95 
												$505.74 
												
												$373.26 
												$526.76 
												
												$389.44 
												$549.10 
												
												$450.36 
												$645.35 
												
												$468.15 
												$672.89 
												
												$487.23 
												$701.38 
												
												$507.45 
												$731.42 
												
												$528.91 
												$762.54 
												
												$624.87 
												$912.79 
												
												$652.22 
												$946.98 
												
												$690.29 
												$983.12 
												
												$747.69 
												$1,020.88 
												
												$807.17 
												$1,060.64 
												
											 
										 | 
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium Without Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium With Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov